BUILT FOR PAKISTAN'S EXPORT ECONOMY

One account for
Pakistan's exporters.

Karwan is building the financial operating account for Pakistani exporters, bringing global dollar collection, local banking, and export compliance into one place.

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KINDUS STUDIODEMOAK

Good morning, Ayesha

TOTAL AVAILABLE$35,137.05Illustrative balance
ReceiveSendConvert
AccountsView all
Northstar Analytics Inc.Ready to allocate+$12,500

EXPORT RECORD4 of 4 matched

PKR RECEIVEDSame-day settlement

GLOBAL USDPKR BANKINGESFCA RETENTIONEXPORT COMPLIANCE

THE EXPORTER'S REALITY

Your revenue crosses borders.
Your banking should too.

Pakistani exporters earn globally, but their financial lives are split across foreign accounts, local banks, FX desks, emails, and spreadsheets.

01

Money gets stuck in motion

International receipts can be slow, hard to trace, and dependent on fragile offshore access.

02

Every conversion costs clarity

Hidden spreads and uncertain settlement make working capital harder to plan.

03

Evidence lives everywhere

Purpose codes, ePRCs, invoices, and source-of-funds records are scattered across systems.

ONE FINANCIAL HOME

One account for every
dollar earned.

Karwan is designed to connect global collection, permitted dollar retention, transparent conversion, local spending, and the evidence behind every transaction.

01 / RECEIVE

Get paid globally

Collect export revenue through familiar USD rails, with the payer and purpose attached from day one.

ACH, Fedwire, and SWIFT
02 / HOLD + SPEND

Put dollars to work

See local and permitted foreign-currency balances together, then pay the team and business.

PKR, ESFCA, and cards
03 / CONVERT

Know the rate first

Choose what to retain and what to convert, with the rate, fee, proceeds, and timing made clear.

Transparent FX
04 / PROVE

Stay ready for review

Keep invoices, purpose mapping, FX receipts, tax evidence, and ePRCs beside the payment.

Complete audit trail

BUILT AS A SYSTEM

The account is the operating system.

Not another transfer app. One regulated financial relationship designed around how exporters receive, retain, convert, spend, and prove.

MONEY INGlobal USDBusiness receipts
NEW RAILSApproved assetsSubject to authorization
KKARWANMULTICURRENCY LEDGER
MONEY OUTPKR bankingTransfers, payroll, and vendors
SYSTEM OF RECORDExport evidencePurpose, ePRC, and tax evidence

BUILDING NOW

Pakistan's exporters deserve better banking.

We're speaking with exporters, ecosystem partners, and people who want to help build Pakistan's next financial institution.

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